Wednesday, September 12, 2012

Case study: Cristina

Cristina is a wonderful portuguese woman that I know and that I love dearly.

A few years ago she was cribbed with debts like most of the middle class people and she couldn`t stand her job, her boss and her husband.

She decided to get free of slavery and a miserable life by taking the bull by the horns and solve the problem by the other half of the coin compared to me.

My solution is to get out of debt fast by limiting your expenses and increasing you means of income.  So you can become free of your employer.

She did just that by getting rid of the husband and getting rid of the big house and the big payments that goes with it.  And she got rid of her job.

A little extreme but very effective.  She felt it was the right thing to do.  And she has absolutely no doubt she took the right decision.

With the sell of the house she paid the remaining loan and the other debts.  She took and apartment.  A modest one but a very cute and cozy one.  Very nice. Now every penny that comes in her hand is hers.  She only has to pay the current monthly bills like electricity and the rent.  She has an excess of income now that goes grow her safety nest and for her retirement.  She is building her freedom with every pay check.  No need to find another job or another source of income like I do.  She don`t have a debt any more. 

Next week she`s making herself a gift.  She is going on vacation for three weeks in Tunisia.

Now as I struggle to get my freedom, she is already free.  Her strategy is faster than mine.  But she had to make sacrifices along the way.  Its ok if you are prepared to make them.  She valued her freedom more than a house and material goods.

Being debt free means that she does not fear her employer anymore.  This is a very powerful weapon.  And she used it well.  She has a co-worker that was making problem to her (like I have one that is making problem to me).  Before, she would have said nothing for fear of being a trouble maker in the organization and suffer eventual consequences.  But since she is free and is absolutely scare free from her employer, she took her boss in his office and she stated the problem. When he tried to wave the problem, she told him that he either does something about it or she is leaving.

He did something.  He got rid of the other girl. And now she feels better in her job.

See what happens is I see too much people accepting too much situations that makes them uncomfortable or plainly unhappy.  But they endure and say nothing for fear of being tagged as trouble makers.  They accept the unacceptable.  They support it until they break and go on sick leave or quit their jobs.

But not Cristina.  Not anymore.  She`s free now.  And she made an oat to herself.  For now on.  She will never accept nor support the unacceptable.

And she can!  Because for now on. She has the power to just walk away!

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